Mumbai, Feb 2 (.) Non-deposit-taking housing finance company (HFC) Bajaj Housing Finance officially announced on Monday that its Q3FY26 standalone net profit rose by 21.32% to touch Rs 664.89 crore on the back of a 16.16% increase in revenue from operations to Rs 2,697.30 crore in Q3FY25.
According to the company statement, its Net Interest Income (NII) for Q3FY26 stood at Rs 963 crore, rising by 19% as against Rs 806 crore in Q3FY25, while net total income surged 24% to Rs 1,153 crore from Rs 933 crore.
The company stated that its profit before tax in the December 2025 quarter stood at Rs 864.54 crore, rising by 21.25% from Rs 713.02 crore posted in the corresponding quarter of the previous fiscal year.
The company reported strong quarterly performance for Q3FY26, with assets under management (AUM) rising 23% to Rs 1,33,412 crore as of 31 December 2025, up from Rs 1,08,314 crore a year ago.
Operating expenses to net total income improved to 19% from 19.8% in the year-ago period. Exceptional items of Rs 13.14 crore included a one-time impact from higher gratuity liability following changes in the New Labour Codes issued by the government in November 2025, according to the company statement.
According to the statement, loan losses and provisions increased to Rs 56 crore in Q3 FY26 from Rs 35 crore in Q3 FY25, including a Rs 10 crore management overlay release.
The company’s asset quality remained healthy, with gross and net NPA at 0.27% and 0.11% as of December 31, 2025, versus 0.29% and 0.13% a year ago. The provisioning coverage ratio on stage-3 assets stood at 59%, while the capital adequacy ratio, including Tier-II capital, was 23.15%, according to the company statement.
. BA SAS PRS